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Property Investment Tips

There’s been a lot of on investment these days. Unit trust, the stock market, shares, fixed deposits, land, agar wood – anything, it seems, can be a form of investment. The key, though, is to invest wisely and with the occasional derring-do. Get this equation right, and you’ll be laughing all the way to the bank.

Perhaps the safest, risk-free form of investment with sure returns is property investment. The stock market is an unplumbed avenue with far too much risk. Unit trust is not tangible; fixed deposit interests are negligible and agar wood is, well, only for the true believer JProperty investment is, by contrast, predictable, tangible, easily understood.

Here’s why: with the booming global population comes a growing need for food and industry which translates to an increase in the need for jobs, schools and higher learning institutions. This has a direct effect on housing. And as such, buying property for rental can be a great source of income.

The thing is where and what to buy. Buying locally for investment is not quite an option – at least not in Malaysia, Hong Kong and Singapore – what with the respective federal governments tightening the noose on housing regulations, and property prices skyrocketing at an absurd pace and altitude.

The alternative is to invest in property overseas. We are firm believers of buying in locations where there is job and industry growth, schools and higher learning institutions, and where the local municipality/councils are making concerted efforts to improve the locality.

Property Investment Tips

Here are some helpful property investment tips, especially if you are a first-timer.

 

• Follow the money

Again: buy in locations where there is job and industry growth, schools and higher learning institutions, and where the local municipality/councils are making concerted effort to improve the locality.

 

• Leave the past in the past

Just because a certain place is new or never had a great reputation in the past, doesn’t mean it has not or won’t improve. We could name some not-so-desirable places off the cuff that are now booming or starting to: Jurong and PasirRis in Singapore; Sentul and Brickfields in Kuala Lumpur (on that note: did you know that Bangsar used be water-logged, full of rats and flood-prone at one time? It’s now one of the most expensive places in KL!); Gastown in Downtown Vancouver, Canada, and more.

Don’t be quick to accept what others say of a certain location. Just because it looked bad when they visited 10 – 20 years ago, doesn’t mean things have not changed.

You want to research and find out what the local councils have planned for expansion of the area, what improvements have taken place and are taking place in the future, and the developers that are zooming in on the area.

 

• Buy the type of property that is most “lettable”

In some places, two-bedroom houses and flats appeal to the widest range of potential tenants. Try not to go for large family homes.

 

• Don’t be restricted to your own immediate area/ expensive areas only

Just because the property price in your area is expensive, doesn’t mean it will fetch good rental prices. Property in some towns located further away may cost cheaper, but will fetch a better rental yield. Cheaper purchase price, but higher rental price – you do the math. Make your money count.

 

• Ensure the locale is a thriving one for tenants

Convenience – supermarkets, nearby universities, walking distance to amenities… these are where demand will be highest.

 

• A letting agency is a good thing

Do your homework and allow your property be managed by a good letting agency. This way, your property is well-managed and hassle-free.

 

• Check out the developer

It is prudent to invest in property developed by a developer with sound credentials. This is not to say that you ignore new developers entirely just because they have no company track record. While it may be the case of luck or trial by error when it comes to new developers, you might want to pay attention to their joint venture partners, financials, and/or study their choices in location.

 

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Next: Student Accommodation. Why?

Previous: UK Inc.


CSI Prop proudly promotes international investment property with high yields at low risk. Our portfolio comprises residential and purpose-built student property in cities across the United Kingdom (London, Luton, Manchester, Liverpool, Newcastle, York, Glasgow, Scotland; Sheffield, etc); Australia (Melbourne, Perth, Brisbane) and Thailand (Bangkok). Our projects are concentrated in high-growth areas with great educational, infrastructural and job growth potentials. We aspire to make a difference in the lives of our clients by helping them achieve their investment goals through strong market research backed by third party experts and due diligence. 

Disclaimer: CSI Prop does not provide tax & legal advice and accepts no liability. Readers are encouraged to consult a qualified tax or legal advisor for a thorough review.

Need advice or clarification? Call us for more information and/or to find out about our projects! Hotline: 03-2162 2260

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UK Inc.

UK Inc

TALK about the United Kingdom or England – in any language and to anyone – and you’d be hard pressed to find a clueless response. More than any country in the world, including the United States of America, the UK has succeeded in stamping its mark in the global arena in more ways imaginable.

Even the Union Jack has become a trademark (!) – as a motif on t-shirts, on the covers of mobile phones and other mobile devices, on bags and as key chains. Some supermarkets have even taken to branding some of their shelves with UK-imported items!

With world class education, retail, fashion, food, the English Premier League, music, the UK has made its home in the hearts of global citizenry, including Malaysians.

Some trivia here – as of October last year, there are about 70,000 Malaysians living in the UK, including students, according to the Malaysian High Commissioner to the United Kingdom, Datuk Seri Zakaria Sulong.

In 2012-2013, the number of international students going to study in the UK still surpassed the 300,000 mark – this despite stricter visa restrictions imposed by the Home Office.

Zooming in closer to home, the number of Malaysians studying UK qualifications currently hovers around the 50,000 mark. Meanwhile, the number of Malaysian students studying tertiary courses in the UK is at a staggering 14,500 in 2013, making Malaysia one of the largest overseas student groups in the UK, and making the UK the country with the second most number of Malaysian students.

With the high number of international students in the UK and insufficient accommodation catering to demand, UK student property has become a profitable venture for investment. With people become more affluent, there is even a demand for more luxurious student accommodation. This would include features like a fully-equipped gym, yoga/Pilates studios, 24-hour concierge, more spacious rooms, etc (yes, seriously!)

What does UK Inc. mean to you? Is it Manchester United or Liverpool? TopShop or Karen Millen?Marks & Spencer or Tesco or Waitrose? LSE, Oxford University or the University of Kent? Or is it the beautiful landscapes of Canterbury and Scotland, the historical cities of London and Bath, or the incredible sounds of the Beatles, Arctic Monkeys and Mumford & Sons?

Share with us your views and comments below. You may also share this UK Inc. article using the social buttons.

CSI Prop proudly promotes international investment property with high yields at low risk. Our portfolio comprises residential and purpose-built student property in cities across the United Kingdom (London, Luton, Manchester, Liverpool, Newcastle, York, Glasgow, Scotland; Sheffield, etc); Australia (Melbourne, Perth, Brisbane) and Thailand (Bangkok). Our projects are concentrated in high-growth areas with great educational, infrastructural and job growth potentials. We aspire to make a difference in the lives of our clients by helping them achieve their investment goals through strong market research backed by third party experts and due diligence. 

Disclaimer: CSI Prop does not provide tax & legal advice and accepts no liability. Readers are encouraged to consult a qualified tax or legal advisor for a thorough review.

Need advice or clarification? Call us for more information and/or to find out about our projects! Hotline: 03-2162 2260