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Construction Update – One Islington Plaza (April 2019)

On behalf of the developer, we provide you with the latest images and information as of April 2019 from the One Islington Plaza construction site in Liverpool, UK. Kindly click on the image below to access and flip through the update.

Flashback: One Islington Plaza

Living in the Knowledge Quarter

One Islington Plaza is the latest student development directly adjacent to Liverpool’s Knowledge Quarter, in the heart of Liverpool’s student district. One Islington Plaza will consist of 317 studio and ensuite clusters, with great facilities for student living such as communal lounges, entertainment and services. All ensuites have access to communal kitchens with appliances, including dishwashers, while all studios come with fully-fitted kitchens. The project is situated in an incredible location, within walking distance to major universities in Liverpool.

Investment Highlights

  • Prime Location
  • 8% rental returns assured for 3 years
  • NO stamp duty
  • Fully-managed
  • Fully-furnished

Project Highlights

  • On-site concierge & front desk
  • Communal lounge with flat screens, video games, pool tables, ping pong & fuzzball
  • Cinema, media room & study areas
  • Laundry services
  • Bicycle storage
  • Fully-equipped gym
  • On-site Crosby Coffee shop & retail unit
  • TVs & high-speed broadband in all rooms
  • Hotel style access control systems & monitored CCTV system


CSI Prop proudly promotes international investment property with high yields at low risk. Our portfolio comprises residential and purpose-built student property in cities across the United Kingdom (London, Luton, Manchester, Liverpool, Newcastle, York, Glasgow, Scotland; Sheffield, etc); Australia (Melbourne, Perth, Brisbane) and Thailand (Bangkok). Our projects are concentrated in high-growth areas with great educational, infrastructural and job growth potentials. We aspire to make a difference in the lives of our clients by helping them achieve their investment goals through strong market research backed by third party experts and due diligence. 

Disclaimer: CSI Prop does not provide tax & legal advice and accepts no liability. Readers are encouraged to consult a qualified tax or legal advisor for a thorough review.

Need advice or clarification? Call us for more information and/or to find out about our projects! Hotline: 03-2162 2260 (MY); +65 3163 8343 (SG)

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Construction Update – Aura (April 2019)

On behalf of the developer, we provide you with the latest updates as of April 2019 from the Aura construction site in Liverpool, UK. Kindly click on the image below to access and flip through the update.

FLASHBACK: Aura

Smart student living

Aura is a brand new, purpose-built student accommodation development strategically positioned in Liverpool’s thriving Knowledge Quarter, the city’s education hub. The fully-managed development comprises en-suite rooms and studio suites, delivered fully-furnished and finished to a high standard. In addition to having a gym, yoga lounge and games room, this self-contained development has on-site laundry facilities, and a restaurant. Bike storage is available in the courtyard for the students’ convenience.

Aura is just a few minutes’ walk from the University of Liverpool. The Royal University Hospital, Liverpool John Moores University, Liverpool Hope’s Creative Campus and LIPA are also in close proximity.

Investment Highlights

  • 9% nett rental return p.a. assured for 5 years
  • Catchment of 57,000 students from 5 sought-after universities, with a current shortfall of 21,900 managed bed spaces
  • Fully-managed & fully-furnished
  • Located in the Knowledge Quarter
  • Walking distance to the prestigious University of Liverpool
  • Close to Liverpool city centre and main transport hubs

Specifications

  • Free high-speed Wi-Fi
  • Communal lounge and shared kitchen facilities with smart LCD TVs
  • 24-hour CCTV security and controlled building access
  • Fully-equipped state-of-the-art gym and yoga lounge
  • Courtyard with bike storage
  • Large meeting area, lounge and study areas
  • Games room with pool tables, entertainment facilities and smart LCD TVs
  • Restaurant
  • On-site laundry facilities

CSI Prop proudly promotes international investment property with high yields at low risk. Our portfolio comprises residential and purpose-built student property in cities across the United Kingdom (London, Luton, Manchester, Liverpool, Newcastle, York, Glasgow, Scotland; Sheffield, etc); Australia (Melbourne, Perth, Brisbane) and Thailand (Bangkok). Our projects are concentrated in high-growth areas with great educational, infrastructural and job growth potentials. We aspire to make a difference in the lives of our clients by helping them achieve their investment goals through strong market research backed by third party experts and due diligence. 

Disclaimer: CSI Prop does not provide tax & legal advice and accepts no liability. Readers are encouraged to consult a qualified tax or legal advisor for a thorough review.

Need advice or clarification? Call us for more information and/or to find out about our projects! Hotline: 03-2162 2260 (MY) 3163 8343 (SG)

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How Currency Can Increase Returns from Australia & UK Property Investment

Hedge foreign currency wisely and make more returns on your investment, not just in stocks, but also in property such as Australia and UK property investment.

With 2019’s mediocre outlook for the local property market, Malaysian investors are turning to other avenues for growth. One area that has come to the forefront is the international property market.

Institutional investors are typically the biggest players in the international property investment space. Of late, however, more individual investors looking for rewarding returns, have been buying into foreign real estate.

As an investor, the key to making a profit is to understand your investments.

International investments differ in some ways from domestic investments. An important thing to note in international investments is that one of the largest impacts on your returns will be from currency fluctuation.

Investing internationally also means that you are actually making two separate investments —  you are not only investing in the currency, but also the investment itself.

Example 1

Let’s say you bought RM1,000 worth of Apple shares in the US last year. This turned out to be a bad move, as Apple’s new phone sales were disappointing and the stock price dropped by 10%. You might think that your investment is only worth RM900 now.

You have an urgent need for cash and decide to sell your shares, even though the stock price went down. Strangely enough, you get back RM1,000, instead of the RM900 you were expecting to receive.

It turns out that the reason you were able to recoup your RM1,000 was because the US dollar appreciated against the ringgit by 10% over the period of your investment.

From the American investors’ point of view, this would have been a bad investment, as they would only have received 90% of what they put in. But, as a Malaysian investor, you benefited from the currency which hedged your investment.

Where currency hedges a poor investment

Example 2

You also bought RM1,000 worth of Amazon shares in the US, which was a better investment because their stock price increased by 10%. Now, since the US dollar appreciated against the ringgit by 10% during the same period, you made a total gain of 20%, making your investment now worth RM1,200.

Where currency multiplies your returns

The above example illustrates how currency effects help in portfolio diversification. Foreign exchange rate exposure doesn’t necessarily lead to higher risk.

Hedging the Currency & UK Property Investment: When & How

Stronger and more mature economies like the US and the UK tend to bounce back quickly after a recession. Developing countries, however, are more likely to take longer to recover economically from risks such as ongoing political instability.

It’s a good time to invest while your target currency is low because appreciation will multiply your returns. The following chart illustrates how the British pound and the US and Australian dollars performed against the ringgit over the past 24 years:

Yearly averages of GBP, USD & AUD against MYR (1995-2019). If you had placed your money into UK property investment, imagine the returns on your investment today when you combine capital growth and currency growth.

In the above chart you will see that these currencies achieved a similar peak growth historically, with the British pound having a poorer showing right now due to Brexit, as in the table below:

The UK Pound is at a low right now.

An analysis of the pound sterling shows a large drop after 2007, correlating with the 2007 global financial crisis (which wiped out the infamous Lehman Brothers). The pound went on to recover after 2013, but declined again after the Brexit announcement in 2016.

Presently, the pound remains weak due to the uncertainty of the UK’s future relationship with the EU. However, experts predict the pound will rise significantly following the confirmation of a trade deal.

Going back to our earlier examples of how currency exchange affects investments, this is a great opportunity for investors to take advantage of the pound’s weak state. If you buy UK property investment now when the pound is low, the subsequent rise in the value of the sterling can increase your returns greatly.

The fundamentals of the UK residential property market are strong — due to the critical shortage of housing supply in the face of rapidly rising demand — which will ensure continued steady capital and rental growth.

As an example, let’s consider a £240,000 house in Manchester, which achieves a conservative 5% rental yield and 5% capital growth per year. In 5 years’ time, the house would be worth £306,308 and you, as a landlord, would have collected £69,623 in rents. This gives an impressive 57% ROI, without taking into account currency fluctuations. If the pound rises by 10% during that period, your total ROI would shoot up to an amazing 72% after conversion.

A £240,000 property after 5 years

We urge budding UK property investors to look at developing cities, especially those in the Northern Powerhouse region where large amounts of Government money has been invested into infrastructure and commercial development. These regional cities have showed strong growth recently, with room to move upwards. This means UK property investment provides good potential for high yields with lower risk.


Article by Ian Choong
Edits by Vivienne Pal & Jagdeep Kaur

The British pound is set to rise quickly, which means property investors can get better returns by buying now. Don’t miss out! If you are looking for property in the cities of London, Manchester, Birmingham and more — give us a call at (+65) 3163 8343 (Singapore), 03-2162 2260 (Malaysia), or email us at info@csiprop.com!

If you would like to read more on property in the UK and Australia, check out our Investment Guide here.

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Construction Update – Fabric Village (Apr 2019)

On behalf of the developer, we provide you with the latest images and information as of April 2019 from the construction site of Fabric Village in Liverpool, UK. Kindly click on the image below to access and flip through the update.

Flashback: Fabric Village

A New Stunning Development in Vibrant Liverpool for UK Property Investment

The Fabric Village is a new and stylish development comprising 449 studios (over 3 blocks) located in the heart of Liverpool’s city centre. Only a 9-minute walk away is the Lime Street Station, Liverpool’s main train station that provides access across the city. Close by is Liverpool One and St Johns Shopping Centre offering a great selection of leisure and retail outlets. Three major universities are within walking distance: The Royal Liverpool University Hospital is  7 mins away, while the University of Liverpool and Liverpool John Moores University is a 10 and 12-min walk respectively.

Project Highlights

  • Studios and 1-2 bedroom apartments
  • Amenities include private courtyard and rooftop space

UK Property Investment Highlights

  • Prime location within the Knowledge Quarter
  • 10 mins walk to Lime Street Station
  • 7-12 mins walk to 3 major universities
  • 8 mins drive to the city centre
  • 7% assured rental yield for 3 years
  • From £98,500

CSI Prop proudly promotes international investment property with high yields at low risk. Our portfolio comprises residential and purpose-built student property in cities across the United Kingdom (London, Luton, Manchester, Liverpool, Newcastle, York, Glasgow, Scotland; Sheffield, etc); Australia (Melbourne, Perth, Brisbane) and Thailand (Bangkok). Our projects are concentrated in high-growth areas with great educational, infrastructural and job growth potentials. We aspire to make a difference in the lives of our clients by helping them achieve their investment goals through strong market research backed by third party experts and due diligence. 

Disclaimer: CSI Prop does not provide tax & legal advice and accepts no liability. Readers are encouraged to consult a qualified tax or legal advisor for a thorough review.

Need advice or clarification? Call us for more information and/or to find out about our projects / UK property investment opportunities! Hotline: 03-2162 2260 (MY); +65 3163 8343 (SG)

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Manchester, the Jewel of the North

One of England’s rising stars, Manchester is undergoing huge economic growth and transformation, drawing young talents and businesses into its arms, and spurring an ever-increasing demand for housing in the city.

Manchester’s population is on the rise, translating into further housing, economic, infrastructure growth and UK property investment. The city population is reaching 600,000, ranking as one of Europe’s fastest, according to the city council’s 2018 State of the City Report.

Manchester as UK Property Investment Option

With its young population, diversified economy, construction boom and rapid infrastructure development, it’s easy to see why Manchester is the UK’s fastest-growing city and one of the fastest in Europe as well.

A growing young working population

Since 2015, the city’s population has grown by nearly 6%, and an impressive 70% of Manchester graduates remain in the city and Greater Manchester after their studies. Additionally, 36% local youths who studied outside Manchester choose to come back to the city after graduating.

With a growing population of young working adults, buy-to-let investment is likely to continue to be lucrative. Additionally, Manchester’s house price growth is expected to rise by 57% by the end of 2028.  

The Northern Powerhouse region has seen resilience and growth even through political and economic uncertainty, with a record amount of inward investment in over a decade in the Northwest. Manchester remains one of the top cities to invest in even among the northern cities, and its property market is seeing a surge of interest from investors in Asia and the Far East. It is also one of the world’s top 10 cities for foreign direct investment.

Economic diversity and construction growth

The hotbed of tech and startup talent in the UK (Image credit: Unite Students)

Many flock to Manchester because of the wide range of employment opportunities. Manchester has earned a reputation as the hotbed of tech and startup talent in the UK, drawing in young talent from across the country. Over a fifth of Manchester’s population is employed in the financial, professional, and scientific sector.

The city’s vibrant talent pool, coupled with world-class transport links, has propelled Manchester to become one of the best cities in Europe to do business in. It is now seen as the regional centre for finance, commercial and retail, with major corporations setting up key operations within the city.

Continued development in housing, transportation, and infrastructure

The new HS2 will greatly shorten journey times between Manchester and London (Image credit: The RG Group)

More than 200,000 new homes are expected to be built by 2037 in Manchester, to support demand. The city’s population is expected to rise to 644,100 by 2025.

Infrastructure upgrades are in place to support the growing population. Recently-announced plans include expanding the Metrolink on several fronts, new tramlines and a tram-train system where current trams are adapted to run on the same rail lines as trains.

With the rapid upward growth and continued development for the foreseeable future, Manchester is a great option for property investors looking for the best returns.

Article by Ian Choong
Edits by Vivienne Pal & Jagdeep Kaur

The British pound is set to rise quickly, which means property investors can get better returns by buying now. Don’t miss out! If you are looking for property in the cities of London, Manchester, Birmingham and more — give us a call at (+65) 3163 8343 (Singapore), 03-2162 2260 (Malaysia), or email us at info@csiprop.com!

If you would like to read more on property in the UK and Australia, check out our Investment Guide here.

Sources:

  • Feature image credit: University of Manchester
  • https://secure.manchester.gov.uk/info/200088/statistics_and_intelligence/7353/state_of_the_city_report_2018
  • https://www.propertywire.com/news/uk/research-reveals-how-first-time-buyers-benefit-from-help-to-buy