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2015 Statistics: Best Buy-to-Let Investment in the UK

The ringgit has plunged. You’ve been saving diligently but the value of your savings is a fraction of what it once was. So you’ve decided to take matters into your own hands – you are investing in rental property to hedge against the ringgit (and get something back for your investment!).

Best Buy-to-let Investments in the UK

Congratulations! A wise decision, indeed.  But, where to invest?

Back to basics: invest in property located in countries/locations with

  1. stronger currency
  2. stronger economy
  3. job growth
  4. education opportunities

This help increases the value and ‘rentability’ of a property.

For most landlords with one or two properties, the key to success is capital growth. If the property you invest in grows in value, you will increase your total profits.

One market that has remained a haven for property investors is the UK. But, as London property prices soar higher and yields go lower, property in cities outside London are now showing great yield potential. The Brits, themselves, are beginning to look outwards of London as well. These places, really, are where you should put your money.

If you haven’t done your homework yet, take a look at HSBC’s annual research on rental yields around Britain. Their data show that Manchester is leading the pack on rental yields. The report has listed several profitable locations for investment.

London-lovers, don’t worry… HSBC has done a survey on rental yields in the various pockets of London, too. Read more here: http://bit.ly/1J5P4co


CSI Prop proudly promotes international investment property with high yields at low risk. Our portfolio comprises residential and purpose-built student property in cities across the United Kingdom (London, Luton, Manchester, Liverpool, Newcastle, York, Glasgow, Scotland; Sheffield, etc); Australia (Melbourne, Perth, Brisbane) and Thailand (Bangkok). Our projects are concentrated in high-growth areas with great educational, infrastructural and job growth potentials. We aspire to make a difference in the lives of our clients by helping them achieve their investment goals through strong market research backed by third party experts and due diligence. 

Disclaimer: CSI Prop does not provide tax & legal advice and accepts no liability. Readers are encouraged to consult a qualified tax or legal advisor for a thorough review.

Need advice or clarification? Call us for more information and/or to find out about our projects! Hotline: 03-2162 2260

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Student Property: Where in the UK?

Lifestyle: While centrally located digs matter to university students,  facilities like quality living space, high-speed bandwidth and communal sections that encourage optimum interaction are now highly ranked, too.

Where in the UK to invest?

If there’s one thing that has UK Inc. stamped all over, it’s Britain’s world-class education. Yep, British universities are in rip-roaring health as eager beavers continue to cram the hallowed halls of renowned UK institutions, while other industries suffer.

Knight Frank and Savills have both reported that student property now stands as the fastest-growing property sector in the UK, with demand consistently exceeding supply. Indeed. There are some 2.3 million students (and counting) in the UK now, and the number of international students is predicted to rise by 20% – 30% in the next 5 years according to the Department for Business, Innovation and Skills in 2013. These are amazing times for investment!

It is, however, crucial to invest wisely.

Putting your money in any old property located within minutes from a city area, isn’t the way to go. You won’t get great returns investing in student digs in townships where unknown universities are located. Conversely, it is cities like Birmingham, Bristol, Exeter, Liverpool, Manchester, Newcastle and Sheffield that have been touted as the best places to invest in UK student property. One common thread shared between these cities is that they each serve as the location for a Russell Group University. As a rule, universities that rise rapidly in the UK league tables attract higher enrolment, thus creating greater demand for accommodation. Ergo, the more renowned the university, the stronger the rental market.

Cambridge university students, for instance, are brainy and make formidable cash cows. The university is constantly expanding; the city population is expected to increase by more than 20 per cent in the next 10 years, driving the student rental sector in the area to boom. Newcastle is another example. The Higher Education Statistics Agency (HESA) has ranked Newcastle University (another Russell Group Uni) as5th in employability, top 12 for research power in science and engineering and 8th for medical research power. It is also one of the largest universities in the whole of UK with more than 31,000 students from 130 countries.

It is also prudent to invest in student accommodation built by credible developers that have vast experience in the business.  At the risk of being repetitive, we prefer developers that build where top universities are located, and with enough monetary clout to develop on a site that’s mere minutes’ walk away from universities, city centres and amenities – i.e. where demand is highest.

Purpose Built Student Accommodation

Which is why Purpose Built Student Accommodation (PBSA) has been increasing in popularity.As global, regional and virtual boundaries continue to blur, students want to remain connected. In this hurry-up world, they want to have anything and be anywhere, instantly. Research shows that students have become more discerning, and want to be treated like true customers. Thus, while prime locations matter, facilities like quality living space, high-speed bandwidth and communal sections that encourage optimum interaction are now highly ranked, too.

This bodes well for the mass investor market. PBSAs – formerly the domain of institutional investors – is now the focus of the smart individual investor because, with the right developer, the rewards are enormous. VITA Student, the luxury student accommodation development arm of UK’s renowned Select Property Group, has had 10 years’ experience in the market, with their projects fetching annual rental yields of up to 10% and guaranteed returns of minimum 7% for five years.

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CSI Prop proudly promotes international investment property with high yields at low risk. Our portfolio comprises residential and purpose-built student property in cities across the United Kingdom (London, Luton, Manchester, Liverpool, Newcastle, York, Glasgow, Scotland; Sheffield, etc); Australia (Melbourne, Perth, Brisbane) and Thailand (Bangkok). Our projects are concentrated in high-growth areas with great educational, infrastructural and job growth potentials. We aspire to make a difference in the lives of our clients by helping them achieve their investment goals through strong market research backed by third party experts and due diligence. 

Disclaimer: CSI Prop does not provide tax & legal advice and accepts no liability. Readers are encouraged to consult a qualified tax or legal advisor for a thorough review.

Need advice or clarification? Call us for more information and/or to find out about our projects! Hotline: 03-2162 2260

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UK Inc.

UK Inc

TALK about the United Kingdom or England – in any language and to anyone – and you’d be hard pressed to find a clueless response. More than any country in the world, including the United States of America, the UK has succeeded in stamping its mark in the global arena in more ways imaginable.

Even the Union Jack has become a trademark (!) – as a motif on t-shirts, on the covers of mobile phones and other mobile devices, on bags and as key chains. Some supermarkets have even taken to branding some of their shelves with UK-imported items!

With world class education, retail, fashion, food, the English Premier League, music, the UK has made its home in the hearts of global citizenry, including Malaysians.

Some trivia here – as of October last year, there are about 70,000 Malaysians living in the UK, including students, according to the Malaysian High Commissioner to the United Kingdom, Datuk Seri Zakaria Sulong.

In 2012-2013, the number of international students going to study in the UK still surpassed the 300,000 mark – this despite stricter visa restrictions imposed by the Home Office.

Zooming in closer to home, the number of Malaysians studying UK qualifications currently hovers around the 50,000 mark. Meanwhile, the number of Malaysian students studying tertiary courses in the UK is at a staggering 14,500 in 2013, making Malaysia one of the largest overseas student groups in the UK, and making the UK the country with the second most number of Malaysian students.

With the high number of international students in the UK and insufficient accommodation catering to demand, UK student property has become a profitable venture for investment. With people become more affluent, there is even a demand for more luxurious student accommodation. This would include features like a fully-equipped gym, yoga/Pilates studios, 24-hour concierge, more spacious rooms, etc (yes, seriously!)

What does UK Inc. mean to you? Is it Manchester United or Liverpool? TopShop or Karen Millen?Marks & Spencer or Tesco or Waitrose? LSE, Oxford University or the University of Kent? Or is it the beautiful landscapes of Canterbury and Scotland, the historical cities of London and Bath, or the incredible sounds of the Beatles, Arctic Monkeys and Mumford & Sons?

Share with us your views and comments below. You may also share this UK Inc. article using the social buttons.

CSI Prop proudly promotes international investment property with high yields at low risk. Our portfolio comprises residential and purpose-built student property in cities across the United Kingdom (London, Luton, Manchester, Liverpool, Newcastle, York, Glasgow, Scotland; Sheffield, etc); Australia (Melbourne, Perth, Brisbane) and Thailand (Bangkok). Our projects are concentrated in high-growth areas with great educational, infrastructural and job growth potentials. We aspire to make a difference in the lives of our clients by helping them achieve their investment goals through strong market research backed by third party experts and due diligence. 

Disclaimer: CSI Prop does not provide tax & legal advice and accepts no liability. Readers are encouraged to consult a qualified tax or legal advisor for a thorough review.

Need advice or clarification? Call us for more information and/or to find out about our projects! Hotline: 03-2162 2260